Final Expense Protection for Families
Trusted • Local • Guaranteed Options

Protect your loved ones from unexpected funeral costs with simple, affordable coverage plans.

"I’m DeAngelo McCants, Field Underwriter & Benefits Auditor. I help families make sure everything is paid for and nothing is left as a burden."

✅ Honest, pressure-free policy audits.
✅ Final Expense & burial plans that fit your budget.
✅ Medicaid Spend-Down & "Asset Protection" strategies.
✅ Reviews of existing policies – find gaps before it’s too late

Seniors & Families

Making sure funeral, burial, and final bills are handled ahead of time, so your family can grieve without financial stress

Veterans & Spouses

Coordinating VA benefits with private coverage so nothing falls through the cracks and your family still gets a check.

Union & Blue Collar

Helping shipyard and trade workers protect their income and replace temporary union coverage with permanent plans

Final Expense & Burial Insurance

Small permanent policies to cover funeral, burial, and last bills.

Policy Audits ("Am I Really Covered?

I review what you already have to find waiting periods or hidden price hikes.

Medicaid Spend-Downs

For families who are 'over the limit'—I handle the burial policy side so they qualify for care instantly

Veteran Benefit Gap Audits

Coordinating VA benefits, VGLI, and private life insurance.

Medicare & Hospital Protection

Guidance on Medicare options and plans that cover hospital out-of-pocket costs

Family Planning Sessions

Simple, honest talks to help your family get on the same page.

How a Coverage Gap Audit Works

Schedule Your Call

Pick a time. We meet by phone or video for 15 minutes

The Audit

Bring your current policies. I review everything in real time to find the gaps

The Solution

If you have a gap, I fix it. If you're good, I tell you that too

Book Your Free Coverage Gap Audit

Pick a time below. You’ll receive a confirmation by text with all the details

Just Need a Final Expense Quote?

Fill this out and I’ll send you personalized options, not a spam blast

First Name

Last Name

Phone *

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Preferred coverage amount:

Age of person to be insured

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Do they use tobacco? (Yes/No)

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Why Families Choose Me

I’ve worked the night shift at the shipyard, I’ve seen families struggle, and I know what it feels like to worry about money. I became a Benefits Auditor because I was tired of seniors getting rushed into plans they don’t understand. My job is to protect your family, not push a policy

Licensed Independent Broker (NPN 11757610)
Serving Alabama & surrounding states
Authorized Field Underwriter for Mutual of Omaha, Americo, GTL
Member-focused, not company-focused

Caring Senior Plans • A Division of Bivx Wealth Insurance Solutions

Licensed Independent Insurance Broker • NPN: 11757610

Mobile: (850)805-3786 • Email: [email protected] Website: CaringSeniorPlans.com

Serving Alabama, Mississippi, Florida & Surrounding Gulf Coast Regions

Final Expense Protection for FamiliesTrusted • Local • Guaranteed Options